SINGAPORE, SINGAPORE / ACCESSWIRE / / Whether you’re planning to upgrade your home or get an investment property, you will need to take out a home loan to finance your purchase. While picking out a home loan sounds like an uphill task, it is a crucial step in completing your property purchase in Singapore. Keep reading to discover how Citibank Financial can fulfil your property financing needs.

When you have questions regarding the the house financing packages, please get in touch with the fresh Citibank cluster of the filling their details regarding the form offered

• Loyal financial advisers: A mortgage doesn’t have to be an unsettling journey. Into devoted suggestions of our own financial advisors, you can be sure from a flaccid and you will satisfying a mortgage travels.
• Extensive financial choice: Within Citibank, we offer many mortgage choices to complete your specific a mortgage means. Take your pick from changeable, repaired, otherwise crossbreed (a mixture of repaired and you can variable costs) mortgage bundles.
• Clear rates of interest: The house financing interest rate bundles try pegged so you’re able to clear market standard costs (1-times and you can step three-day Combined SORA).
• Home mortgage Desire Counterbalance: See a whole lot more savings with these Home loan Attract Counterbalance ability whenever your sign up for variable interest bundles.
• Preferential interest rates: While a beneficial Citigold otherwise Citigold Personal Consumer customer, you can buy use of preferential financial rates of interest.

The next step into the picking home financing is always to select whether a predetermined or variable interest mortgage will top meet your requirements. Fixed interest rate mortgage brokers come with rates one will still be a comparable on the period – because of this should you choose a fixed interest mortgage, their mortgage repayments will continue to be ongoing on the lock-from inside the months. While doing so, varying rate of interest mortgage brokers costs desire based on the prevalent industry rates. Because of this if you decide to accept a variable rate of interest loan, the mortgage payments are different in accordance with the prevalent sector interest cost.

Already, Citibank has the benefit of repaired and you will variable interest rate home loan packages getting HDB apartments and private property. If you ought to go for repaired otherwise changeable interest rate family loan bundles relies upon the loan size, private choice, and monetary issues. On the other hand, when the prevalent interest levels are approximated so you’re able to decline, you’re more inclined to take right up an adjustable desire rates bundle.

With Citibank Home Loan, you can look forward to a rewarding home financing journey with the guidance of our dedicated mortgage advisors and a selection of home loan plans with attractive interest rates. Before deciding on a home loan package, it is essential to consider factors like your financial profile, personal preferences, loan size, and interest rate trends. Our mortgage advisor will reach out to provide advice on loan affordability within 1 business day.

You may want to must consider prevalent rate of interest styles and you will predicts – such, when the prevailing interest levels are determined to improve, using up a predetermined rate of interest package would-be advantageous from inside the the fresh short term

Citi Singapore is a full-service bank offering consumers, organizations, governments and you may establishments from inside the Singapore a general listing of borrowing products and functions. It is certainly one of Singapore’s biggest foreign banking businesses and you may an effective tall middle getting Citi international.

The message shows the view of article’s writer and you will really does not necessarily reflect new opinions out-of Citi otherwise its teams. Delight take a look at the services also provides on Citi Singapore site having accuracy otherwise completeness Howard CO loans of your own information showed about post.