The latest Influence out of Fannie and you may Freddie into the Real estate loan Terms and conditions
So it paper spends a book instrumental variables method to assess the new effect one to GSE purchase qualification got for the harmony home loan terms during the time of 2003 so you can 2007. The process was designed to clean out types of prejudice that can provides influenced earlier degree. GSE qualifications seemingly have decreased rates of interest of the on the 10 base issues, recommended fixed-price money over Fingers, and you may disappointed…
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